Your Retirement Account Could Fund Your Next Deal — Without Touching Your Savings
If you’re already investing with us—or are keeping in the loop with us—you know why we like real, income-producing real estate. But here’s something I find most investors don’t know until I bring it up myself: there’s a way to get into our next deal without pulling a dollar from your checking account or your savings.
It’s called a self-directed IRA. I’d bet it’s sitting on your list of “things I should look into eventually” — so let’s actually look into it.
Your Retirement Money Is More Flexible Than You Think
Here’s the thing that surprises people every time I explain it: the IRS doesn’t limit your IRA to stocks, bonds, and mutual funds. That’s just how your brokerage set things up, because that’s the business they’re in. Nothing in the tax code says your retirement dollars have to stay parked in the market.
A self-directed IRA lets you take that same retirement money — the kind that’s been quietly riding out every market swing for years — and point it toward something else entirely: real estate.
So if you’ve ever watched your 401(k) or IRA balance dip and thought, “I’d rather have this in something I can actually see and touch,” this is how you do that. You’re not adding new money. You’re redirecting money you already have.
Why Our Upcoming Deal is Perfect for this Strategy
You already understand how our deals work, so I won’t belabor it: we pool capital from partners like yourself to acquire and restore a historic property — the kind of building that can’t be built again at today’s construction costs, and one that often carries incentives like grants and tax credits that reduce the cost basis for our partners. We handle the rehab, operations, & compliance. You stay hands-off — you do your homework up front, then let it play out.
Here’s what most people don’t realize: your IRA can be one of those investors, right alongside your personal capital. The money just comes from a different account. Any returns flow back into the IRA, tax-advantaged, same as they always were — just growing in a building with real downside protection instead of the market.
It’s Genuinely Easier Than It Sounds
I get why “self-directed IRA” sounds like a headache. It isn’t, really. You open a self-directed IRA with a custodian who specializes in this, roll funds over from an existing retirement account, and then direct that account to invest in our deal. The custodian handles the compliance and paperwork — you’re not the one filing anything unusual with the IRS. You just make the decision and sign where they tell you to.
If you’ve liked what we do so far and have been wondering how to put your retirement dollars to work here, this is that door.
Let’s Talk Before This Fills Up
I can’t share every detail on the upcoming deal yet, but I can tell you this: if you want to fund your spot with a self-directed IRA, the transfer takes some lead time to set up properly. So if that’s the route you’re considering, now’s the moment to start that conversation — not after the deal opens.
Reach out and I’ll walk you through whether this makes sense for you and how to get your funds positioned before we open things up.
-Jake
Director, Capital & Investor Relations
